
	Don't forget to factor in closing costs when considering a home sale or purchase. Joe Wilson, Intero Real Estate Services is experienced at helping both buyers and sellers when it comes to closings. E-mail or call us today at (408) 315-4579 if your needs include a professional REALTOR^® experienced in the business side of buying and selling.

What closing costs should you expect?

There are certain basic expenses related to closing the sale of a house. These expenses are usually divided between the buyer and seller, as directed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in California to help lead you through the deal.

Loan-related closing costs (Click here for details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

Taxes commonly paid at closing (Click here for details)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (Click here for details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we hammer out your transaction, not only will I work to get the highest sales price, but I'll also advocate for reduced closing costs. And once we've reached an agreement, I'll give a detailed list of the closing costs so you are aware of exactly where your money is going.

Buyers: When buying a house in Santa Clara County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a tolerable range so you're not startled when you get to the closing table. I'll be glad to look at the GFE with you, answering your questions and highlighting any estimates that seem unusual.